Overview

Goldfinch Prime is a blockchain-based investment platform that democratizes access to institutional-grade private credit by bringing diversified multi-billion dollar private credit funds onchain. Through partnerships with top-tier managers like Ares, Apollo, and Golub, Goldfinch enables non-US investors to gain exposure to high-quality private loans traditionally reserved for institutions and high-net-worth individuals. The platform pools thousands of loans from various Business Development Corporations (BDCs) into a single, streamlined portfolio, offering predictable income with lower volatility than stocks or cryptocurrencies. Investors receive contingent payment notes issued by Heron entities, which are backed by equity in non-traded BDCs that regularly pay out dividends. Additionally, the protocol utilizes the Base chain and stablecoin USDC to deliver efficient and low-cost global access. With Heron Finance managing the exposure, investors benefit from a balanced risk-return profile, while the Goldfinch Senior Pool offers an automated and diversified portfolio with competitive yields. By combining DeFi infrastructure with established financial products, Goldfinch Prime bridges the gap between traditional finance and the blockchain economy.

Whitepaper & Documents