Chubb Ltd
CBCompany Overview
Chubb Ltd. operates as a holding company, which engages in the provision of commercial and personal property and casualty insurance, personal accident and accident and health (A&H), reinsurance, and life insurance. It operates through the following segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The North America Commercial P&C Insurance segment that includes the business written by Chubb divisions that provide P&C insurance and services to large, middle market and small commercial businesses in the U.S., Canada, and Bermuda. The North America Personal P&C Insurance segment offers affluent and high net worth individuals and families with homeowners, high value automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services. The North America Agricultural Insurance segment is involved in comprehensive multiple peril crop insurance (MPCI) and crop-hail insurance, and Chubb agribusiness. The Overseas General Insurance segment caters both commercial and consumer P&C insurance and services in countries and territories outside of North America where the company operates. The The Global Reinsurance segment covers reinsurance business. The Life Insurance segment focuses on its international life operations. The company was founded in 1882 and is headquartered in Zurich, Switzerland.
Shariah Compliance Benchmarks:
- Business Compliance: Non-Shariah compliant revenue must be less than 5% of total revenue
- Liabilities Compliance: Interest-bearing debt must be less than 33% of market capitalization
This stock does not meet all Shariah compliance criteria according to AAOIFI standards.
| Name | Chubb Ltd |
| Ticker | CB |
| Main Business | Insurance—Property & Casualty |
| Type | Common Stock |
| Industry | Insurance—Property & Casualty |
| Country | US |
| Market Cap | $91.10 B |
Shariah Analysis Breakdown
| Revenue Segment | Value ($M) | Non-Compliant ($M) | Reason |
|---|---|---|---|
| North America Commercial Property and Casualty (P&C) Insurance | $19,350.0 | $19,350.0 | Insurance |
| Overseas General Insurance | $11,430.0 | $11,430.0 | Insurance |
| North America Personal Property and Casualty (P&C) Insurance | $5,460.0 | $5,460.0 | Insurance |
| Life Insurance | $4,050.0 | $4,050.0 | Insurance |
| North America Agricultural Insurance | $2,870.0 | $2,870.0 | Insurance |
| Global Reinsurance | $1,200.0 | $0.0 | - |
| Segment Measure Reclass | $-251.0 | $0.0 | - |
| Corporate | $-954.0 | $0.0 | - |
| Interest income | $0.0 | $0.0 | - |
| Total | $43,155.0 | $43,160.0 | 50.00% (failed) |
| Liability Item | Value ($M) | % of Market Cap |
|---|---|---|
| preferred securities outside stock equity | $308,000,000.0 | 0.34% |
| long term debt and capital lease obligation non current | $13,040,000,000.0 | 14.31% |
| short term debt and capital lease obligation | $1,460,000,000.0 | 1.60% |
| Total Interest-Bearing Debt | $15,116,000,000.0 | 16.59% |
| Market Capitalization | $91,100,600,000.0 | 100.00% |
| Compliance Status | Threshold: 33% | passed |